Disclaimer & Refund Policy

Risk of Loss: Trading stocks, futures, forex, or cryptocurrencies involves significant risk and may result in partial or total loss of capital. Only trade with money you can afford to lose.

Educational Purposes Only: All content provided within U.T.M is for educational and informational purposes only and does not constitute financial, investment, or trading advice.

No Guarantees: U.T.M does not guarantee accuracy, profitability, or specific trading results. Past performance is not indicative of future outcomes.

Independent Evaluation: All trading decisions are made independently by you. You are solely responsible for evaluating any information shared.

No Fund Management: U.T.M does not manage user funds, execute trades on behalf of users, or provide personalized investment advice.

Testimonials: Any testimonials or shared results reflect individual experiences and do not represent typical or guaranteed outcomes.

Not an Endorsement: Mentions of brokers, platforms, or financial tools do not constitute endorsements. Always perform your own due diligence.

Accepted Risk: By using U.T.M, you accept all risks associated with trading and agree that U.T.M is not liable for any losses or damages.

All Sales Are Final: Due to the digital nature of our services and immediate access to content, all payments are non-refundable.

Recurring Payments: Subscriptions renew automatically unless canceled at least 3 days before the next billing date.

Cancellation Responsibility: Late cancellations do not prevent the next charge

No Refund After Renewal: Once a renewal payment is processed, no refunds will be issued under any circumstances.